Skip to main content

Conservative Growth Portfolio

Overview

Unit Price as of 06/25/2024 $20.48
Change $0.01 0.05%
Expense Ratio as of 06/25/2024 0.53%
Inception Date 02/25/2005

Investment Objective

The Portfolio seeks to provide current income and low to moderate capital appreciation.

Investment Strategy

The Portfolio invests in two Vanguard bond index funds and two Vanguard stock index funds according to a formula that results in an allocation of 52.5% of assets to investment-grade U.S. bonds, 22.5% of assets to investment-grade non-U.S. bonds, 15% of assets to U.S. stocks, and 10% of assets to non-U.S. stocks. The percentages of the Portfolio's assets allocated to each Underlying Investment are:

Vanguard Total Bond Market II Index Fund 52.5%
Vanguard Total International Bond Index Fund 22.5%
Vanguard Total Stock Market Index Fund 15%
Vanguard Total International Stock Index Fund 10%

Through its ownership of Vanguard Total Bond Market II Index Fund, the Portfolio indirectly holds a mix of bonds - including government, corporate, and international dollar-denominated bonds, as well as mortgage-backed and asset-backed securities - that represent a wide spectrum of public, investment-grade, taxable fixed income securities in the United States, all with maturities of more than 1 year. Through its ownership of Vanguard Total International Bond Index Fund, the Portfolio indirectly holds government, government agency, corporate, and securitized non-U.S. investment-grade fixed income investments, all issued in currencies other than the U.S. dollar and with maturities of more than 1 year. Through its ownership of the stock funds, the Portfolio also indirectly owns large-capitalization U.S. stocks, and to a lesser extent, mid-, small-, and micro-capitalization U.S. stocks and international stocks.

Investment Risks

Because it invests mainly in bond funds, the Portfolio primarily is subject to low to moderate levels of interest rate risk, credit risk, income risk, and call/prepayment risk. Through its stock holdings, the Portfolio primarily is subject to stock market risk. The Portfolio has low levels of foreign securities risk, emerging markets risk, index sampling risk, investment style risk, currency hedging risk, nondiversification risk, and derivatives risk.

Average Annual Returns - Updated Monthly as of 05/31/2024

Name 1 year 3 year 5 year 10 year Since Inception 02/25/2005
Name Conservative Growth Portfolio 1 year 6.55% 3 year -1.23% 5 year 2.37% 10 year 2.89% Since Inception 02/25/2005 3.71%
Name AR 529 Consv Growth Composite** 1 year 7.20% 3 year -0.64% 5 year 3.15% 10 year 3.61% Since Inception 02/25/2005 4.42%

**Consists of the Spliced Bloomberg Barclays U.S. Aggregate Float Adjusted Index (52.5%), the Bloomberg Barclays Global Aggregate ex-USD Float Adjusted RIC Capped Index (USD Hedged) (22.5%), the Spliced Total Stock Market Index (15%), and the Spliced Total International Stock Index (10%). The Spliced Total Stock Market consists of the Dow Jones Wilshire 5000 Index through April 22, 2005; MSCI US Broad Market Index through June 2, 2013; and the CRSP US Total Market Index thereafter. The Spliced Bloomberg Barclays U.S. Aggregate Float Adjusted Index consists of the Barclays U.S. Aggregate Bond Index through December 31, 2009; and the Bloomberg Barclays U.S. Aggregate Float Adjusted Index thereafter. Effective September 29, 2016, Barclays indexes were rebranded to Bloomberg Barclays indexes. The Spliced Total International Stock Index consists of the MSCI EAFE + Emerging Markets Index through December 15, 2010; and the FTSE Global All Cap ex US Index thereafter.

Annual Investment Returns

Year Ended Conservative Growth Portfolio
Year Ended 2023 Conservative Growth Portfolio 9.82%
Year Ended 2022 Conservative Growth Portfolio -14.50%
Year Ended 2021 Conservative Growth Portfolio 2.55%
Year Ended 2020 Conservative Growth Portfolio 8.85%
Year Ended 2019 Conservative Growth Portfolio 12.56%

Historical Prices

06/25/2024 $20.48
06/24/2024 $20.47
06/21/2024 $20.45
06/20/2024 $20.48
06/18/2024 $20.51

Search for more historical price information

Index performance is provided as a benchmark but is not illustrative of any particular investment. An investment cannot be made in an index.

The performance data shown represents past performance. Past performance - especially short-term past performance - is not a guarantee of future results. Investment returns and principal value will fluctuate, so that investors' units, when sold, may be worth more or less than their original cost. Current performance may be higher or lower than the performance data cited. For performance data current to the most recent quarter-end. Click here

Learn more about Ascensus Broker Dealer Services, LLC on FINRA's BrokerCheck.

For more information about the Arkansas Brighter Future Direct Plan, call 1.800.587.7301 or click here to obtain a Program Description and Participation Agreement, which includes investment objectives, risks, charges, expenses and other information; read and consider it carefully before making an investment or sending money.

Please Note: Before you invest, consider whether your or the beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state's qualified tuition program. You should also consult your financial, tax, or other advisor to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances. You also may wish to contact directly your home state's 529 college savings plan(s), or any other 529 plan, to learn more about those plans' features, benefits, and limitations. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

The Arkansas Brighter Future Direct Plan is a college tuition savings program sponsored by the State of Arkansas and administered by the Arkansas Section 529 Plan Review Committee ("Committee"). Ascensus Broker Dealer Services, LLC, the Program Manager, and its affiliates have overall responsibility for the day-to-day operations, including investment advisory services, recordkeeping, administrative services and marketing of the Arkansas Brighter Future Direct Plan. The Vanguard Group, Inc., serves as Investment Manager for the plan. The Arkansas Brighter Future Direct Plan's Portfolios invest in: (i) mutual funds; or (ii) an FDIC-insured omnibus savings account held in trust by the Committee at Sallie Mae Bank. Except for the Savings Portfolio, investments in the Arkansas Brighter Future Direct Plan are not insured by the FDIC. Units of the Portfolios are municipal securities and the value of units will vary with market conditions.

Investment returns will vary depending upon the performance of the Arkansas Brighter Future Direct Plan Portfolios you choose. Except to the extent of FDIC insurance available for the Savings Portfolio, you could lose all or a portion of your money by investing in the Arkansas Brighter Future Direct Plan, depending on market conditions. Account Owners assume all investment risks as well as responsibility for any federal and state tax consequences.

Not FDIC-Insured (except for the Savings Portfolio). No Bank, State or Federal Guarantee. May Lose Value.